Dentists’ Provident announces claims paid during 2024
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Pluvial flood impacts and policyholder responses throughout the United States
Pluvial floods pose a significant threat to properties, yet comprehensive impact analysis is hindered by data limitations on pluvial inundation. To assess pluvial flood impacts, we leveraged U.S. flood insurance claims and policy records for a subset of properties outside 100-year floodplains, streamflow records, and nationwide precipitation data, enabling us to distinguish damage claims caused by pluvial floods over 1978–2021. Strikingly, 87.1% of the claims analyzed from this subset were due to pluvial floods. Utilizing these pluvial flood claims unveiled distinct regional patterns of pluvial impacts across the contiguous U.S. These patterns are informed by the relationship between claim frequency and precipitation within each region. Remarkably, despite the pervasiveness of impacts, many states are seeing declining uptake in pluvial flood insurance coverage. Our study highlights regions facing heightened pluvial flood risks and underscores the critical need for enhanced consideration of pluvial inundation within risk management frameworks.
Posture analysis during tooth extraction
Tooth extraction is one of the clinical internship requirements in Japan. Human posture during tooth extraction is important since poor posture can cause failure of the safe operation and musculoskeletal injuries. Only a few studies aimed to evaluate the posture, but most of them used manual or complex measurement methods which can lead to some inconvenient problems such as subjective biases, quantitativeness, and device availability. Thanks to the recent advancement of computer vision and technology, pose estimation has been widely used for kinematic analysis. However, none of the research has been used for posture analysis during tooth extraction.
Automated fact-checking of climate claims with large language models
Accurate identification of true versus false climate information in the digital age is critical. Misinformation can significantly affect public understanding and policymaking. Automated fact-checking seeks to validate claims against trustworthy factual data. This study tackles the challenge of fact-checking climate claims by leveraging the currently most capable Large Language Models (LLMs). To this end, we introduce Climinator, an acronym for CLImate Mediator for INformed Analysis and Transparent Objective Reasoning. It significantly boosts the performance of automated fact-checking by integrating authoritative, up-to-date sources within a novel debating framework. This framework provides a trustworthy and context-aware analysis incorporating multiple scientific viewpoints. Climinator helps identify misinformation in real time and facilitates informed dialog on climate change, highlighting AI’s role in environmental discussions and policy with reliable data.
Comparing COVID-19 literacy and vaccine hesitancy among health care workers, including oral health professionals, in Japan
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The risk effects of corporate digitalization: exacerbate or mitigate?
This study elaborates on the risk effects of corporate digital transformation (CDT). Using the ratio of added value of digital assets to total intangible assets as a measure of CDT, this study overall reveals an inverse relationship between CDT and revenue volatility, even after employing a range of technical techniques to address potential endogeneity. Heterogeneity analysis highlights that the firms with small size, high capital intensity, and high agency costs benefit more from CDT. It also reveals that advancing information infrastructure, intellectual property protection, and digital taxation enhances the effectiveness of CDT. Mechanism analysis uncovers that CDT not only enhances financial advantages such as bolstering core business and mitigating non-business risks but also fosters non-financial advantages like improving corporate governance and ESG performance. Further inquiries into the side effects of CDT and the dynamics of revenue volatility indicate that CDT might compromise cash flow availability. Excessive digital investments exacerbate operating risks. Importantly, the reduction in operating risk associated with CDT does not sacrifice the potential for enhanced company performance; rather, it appears to augment the value of real options.
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